:root{--bg:#f7f6f2;--surface:#fff;--surface-warm:#fffaf4;--surface-blue:#f4f8fc;--text:#17202a;--muted:#65707c;--line:#e8e5df;--navy:#24445f;--navy-deep:#19354d;--blue:#527fa6;--warm:#c9864a;--warm-soft:#f7e7d6;--green:#547968;--shadow:0 18px 44px rgba(48,61,73,.08);--shadow-sm:0 8px 24px rgba(48,61,73,.055);--radius:26px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:linear-gradient(180deg,#fbfaf7 0%,#f6f7f8 55%,#f3f5f7 100%);color:var(--text);font-family:system-ui,-apple-system,"Noto Sans KR","Apple SD Gothic Neo",sans-serif;line-height:1.72}a{color:inherit}img{max-width:100%;display:block}.wrap{max-width:1240px;margin:0 auto;padding:0 28px}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(229,228,223,.9)}.site-header .wrap{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-size:1.08rem;font-weight:900;letter-spacing:-.035em;text-decoration:none;color:var(--navy-deep)}.site-header nav{display:flex;align-items:center;gap:20px;flex-wrap:wrap}.site-header nav a{text-decoration:none;font-size:.95rem;font-weight:700;color:#485562}.site-header nav a:hover{color:var(--navy-deep)}.header-call,.phone-button{display:inline-flex;align-items:center;gap:8px}.header-call{padding:10px 15px;border-radius:999px;background:var(--navy-deep);color:#fff!important;box-shadow:var(--shadow-sm)}.phone-icon{display:inline-flex;align-items:center;justify-content:center}
main.wrap{padding-top:30px;padding-bottom:46px}.breadcrumbs{display:flex;flex-wrap:wrap;align-items:center;gap:8px;margin:6px 0 18px;color:#74808b;font-size:.92rem}.breadcrumbs a{text-decoration:none;color:#566371}
.hero-shell,.theme-panel,.human-section,.process-section,.section-card,.page-hero,.contact-cta,.identity-disclosure,.notice,.card,.keyword-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-sm)}
.home-hero{display:grid;grid-template-columns:minmax(0,1.16fr) minmax(420px,.84fr);gap:42px;align-items:center;padding:46px 48px}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:#6d7883;font-size:.81rem;font-weight:800;letter-spacing:.03em}.hero-title{margin:.65rem 0 1.15rem;font-size:clamp(2.35rem,4.1vw,3.9rem);line-height:1.06;letter-spacing:-.06em;color:#10293e;max-width:12.3em}.hero-title span{display:block;white-space:nowrap}.hero-copy{min-width:0}.hero-copy .lede{max-width:630px;margin:0;font-size:1.05rem;color:#53606d;line-height:1.85}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.button{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:52px;padding:0 19px;border-radius:14px;border:1px solid transparent;text-decoration:none;font-weight:800;transition:.18s ease}.button:hover{transform:translateY(-1px)}.button-primary{background:var(--navy-deep);color:#fff;box-shadow:var(--shadow-sm)}.button-secondary{background:#fff;color:var(--navy-deep);border-color:#d9dee2}.trust-row{display:flex;flex-wrap:wrap;gap:9px;margin-top:19px}.trust-row span{padding:8px 11px;border-radius:999px;background:#f4f6f7;border:1px solid #e4e7e9;color:#596671;font-size:.86rem;font-weight:700}
.hero-visual{position:relative;padding:14px;border-radius:30px;background:var(--surface-warm);border:1px solid #e9ddd0;box-shadow:var(--shadow)}.hero-visual>img{display:block;width:100%;height:auto;border-radius:22px;aspect-ratio:4/3;object-fit:cover}.hero-visual-note{position:absolute;left:28px;right:28px;bottom:24px;padding:15px 17px;border-radius:18px;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);box-shadow:var(--shadow-sm)}.hero-visual-note strong{display:block;color:var(--navy-deep)}.hero-visual-note span{display:block;margin-top:4px;color:#65717c;font-size:.9rem}
.comfort-strip{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:18px}.comfort-strip>div{padding:18px 20px;border-radius:20px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-sm)}.comfort-strip strong{display:block;color:var(--navy-deep);font-size:1rem}.comfort-strip span{display:block;margin-top:4px;color:#78828c;font-size:.88rem}
.home-section{margin-top:22px}.theme-panel,.human-section,.process-section{padding:34px}.section-heading{max-width:760px;margin-bottom:24px}.section-heading h2{margin:.45rem 0 .6rem;font-size:clamp(1.8rem,2.8vw,2.45rem);line-height:1.3;letter-spacing:-.04em;color:#183247}.section-heading p{margin:0;color:#68737d}
.keyword-grid,.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.keyword-card,.card{overflow:hidden;transition:.18s ease}.keyword-card:hover,.card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.keyword-card a,.card a{display:flex;flex-direction:column;height:100%;padding:16px 16px 22px;text-decoration:none}.card-thumb{aspect-ratio:1/1;border-radius:22px;overflow:hidden;background:#f4f6f8;border:1px solid #e5e9ec}.card-thumb img{width:100%;height:100%;object-fit:cover}.card-copy{padding:15px 4px 0}.service-chip{display:inline-flex;padding:5px 9px;border-radius:999px;background:var(--warm-soft);color:#80572e;font-size:.76rem;font-weight:800}.keyword-card h2,.card h2{margin:10px 0 8px;font-size:1.22rem;line-height:1.35;letter-spacing:-.03em;color:#1a3449}.keyword-card p,.card p{margin:0;color:#6b7580;font-size:.93rem;line-height:1.65}.card-link{margin-top:14px;color:var(--navy);font-weight:800;font-size:.9rem}
.prep-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.prep-grid article{padding:22px;border-radius:20px;background:#fffdf9;border:1px solid #eee4d8}.prep-icon{display:inline-flex;width:38px;height:38px;align-items:center;justify-content:center;border-radius:12px;background:#f2dfcb;color:#76502d;font-weight:900;font-size:.82rem}.prep-grid strong{display:block;margin-top:14px;color:#273d50}.prep-grid p{margin:7px 0 0;color:#78818a;font-size:.9rem}
.friendly-process{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.friendly-process article{display:flex;gap:14px;align-items:flex-start;padding:22px;border-radius:20px;background:var(--surface-blue);border:1px solid #e3ebf3}.friendly-process>article>span{flex:0 0 38px;height:38px;display:flex;align-items:center;justify-content:center;border-radius:50%;background:var(--navy);color:#fff;font-weight:900}.friendly-process strong{display:block;color:#253f54}.friendly-process p{margin:6px 0 0;color:#6d7882;font-size:.9rem;line-height:1.65}
.compact-cta{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:30px 34px;border-radius:26px;background:linear-gradient(135deg,#274b65,#19354d);color:#fff;box-shadow:var(--shadow)}.compact-cta .eyebrow{color:#dce7ef}.compact-cta h2{margin:.4rem 0 0;font-size:2rem}.compact-cta p{margin:.35rem 0 0;color:#dfe7ed}.compact-cta .button-primary{background:#fff;color:var(--navy-deep)}
/* detail pages */
.hero{padding:28px}.page-hero{padding:34px}.detail-hero-grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(340px,.88fr);gap:30px;align-items:center}.detail-hero-copy h1{margin:.5rem 0 1rem;font-size:clamp(2rem,3.3vw,2.85rem);line-height:1.2;letter-spacing:-.045em;color:#17354b}.lede{color:#586674;font-size:1.04rem}.meta{color:#84909a;font-size:.88rem}.detail-hero-media{padding:14px;border-radius:24px;background:#faf9f6;border:1px solid #ede8e0}.detail-hero-media img{width:100%;aspect-ratio:1/1;object-fit:cover;border-radius:18px}.detail-grid{display:grid;grid-template-columns:1fr;gap:18px;margin-top:18px}.detail-grid.two-col{grid-template-columns:repeat(2,minmax(0,1fr))}.section-card{padding:28px}.section-card h2,.section h2{margin:0 0 12px;font-size:1.35rem;letter-spacing:-.025em;color:#264257}.section-card p,.section-card li,.section p,.section li{color:#52616e}.section-card ul,.section-card ol{padding-left:21px}.section-card li{margin:8px 0}.notice{padding:25px;background:#fffaf2;border-color:#efd8bd}.contact-cta{padding:26px}.identity-disclosure{padding:18px 20px;margin-bottom:18px;background:#f8fafb}.related{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.related a{padding:15px 16px;border-radius:16px;background:#f8fafb;border:1px solid #e6ebef;text-decoration:none;font-weight:700;color:#425464}
.site-footer{margin-top:44px;background:#fff;border-top:1px solid var(--line)}.site-footer .wrap{padding-top:25px;padding-bottom:34px;color:#66727d;font-size:.9rem}.site-footer a{color:var(--navy);text-decoration:none}.footer-disclosure{margin-top:10px;color:#79838c}.columns{columns:3;column-gap:24px}.sources{padding-left:18px}
@media(max-width:1180px){.home-hero{grid-template-columns:1fr}.hero-title span{white-space:normal}.hero-visual{max-width:760px;margin:0 auto}.detail-hero-grid{grid-template-columns:1fr}.comfort-strip,.prep-grid,.friendly-process{grid-template-columns:repeat(2,minmax(0,1fr))}.keyword-grid,.card-grid,.related{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:700px){.wrap{padding:0 16px}.site-header .wrap{min-height:64px}.site-header nav{gap:11px;justify-content:flex-end}.header-call{padding:8px 11px}.home-hero,.theme-panel,.human-section,.process-section,.page-hero,.section-card,.compact-cta{padding:20px}.hero-title{font-size:2.2rem}.comfort-strip,.prep-grid,.friendly-process,.keyword-grid,.card-grid,.detail-grid.two-col,.related{grid-template-columns:1fr}.hero-visual-note{position:static;margin-top:10px}.compact-cta{align-items:flex-start;flex-direction:column}.compact-cta .button{width:100%}.hero-actions{flex-direction:column}.hero-actions .button{width:100%}.columns{columns:1}}

.hero-copy{position:relative;z-index:2}.hero-shell{overflow:hidden}.theme-panel .section-heading p{max-width:760px}.page-hero{overflow:hidden}.detail-hero-media{box-shadow:var(--shadow-sm)} .site-header{box-shadow:0 1px 0 rgba(16,41,62,.05)}


/* v15 polish — human, premium, readable */
:root{--page:#f4f3f0;--surface:#ffffff;--ink:#102a3d;--muted:#66717b;--line:#e5e2dc;--warm:#f4ece1;--warm-2:#e5c7a6;--navy:#153e5c;--navy-deep:#0f2f47;--shadow:0 18px 48px rgba(20,42,58,.08);--shadow-sm:0 9px 24px rgba(20,42,58,.055)}
body{background:linear-gradient(180deg,#f8f7f4 0%,#f3f2ef 52%,#f5f5f4 100%);color:var(--ink)}
.wrap{max-width:1320px}
main.wrap{padding-top:30px;padding-bottom:52px}
.site-header{background:rgba(255,255,255,.96)}
.site-header .wrap{min-height:70px}.brand{font-size:1.1rem}.site-header nav{gap:20px}
.hero-shell,.theme-panel,.human-section,.process-section,.section-card,.page-hero,.contact-cta,.identity-disclosure,.notice,.card,.keyword-card{border-color:#e7e3dd;box-shadow:var(--shadow-sm)}
.home-hero{grid-template-columns:minmax(0,1.12fr) minmax(380px,.88fr);gap:46px;padding:48px 50px;overflow:hidden;background:linear-gradient(145deg,#fff 0%,#fdfcf9 100%)}
.hero-copy{min-width:0;padding-right:4px}.hero-title{font-size:clamp(2.35rem,3.65vw,3.8rem);line-height:1.055;letter-spacing:-.055em;max-width:12.5em}.hero-title span{white-space:nowrap}.hero-copy .lede{max-width:600px;font-size:1.04rem;line-height:1.9}
.hero-visual{padding:0;border-radius:26px;background:#ddd3c7;border:1px solid #e1d7cd;overflow:hidden;box-shadow:var(--shadow)}.hero-visual>img{width:100%;height:auto;aspect-ratio:4/3;object-fit:cover;border-radius:0}.hero-visual-note{left:22px;right:22px;bottom:20px;padding:15px 16px;border-radius:16px;background:rgba(255,255,255,.95)}
.hero-actions{margin-top:24px}.button{min-height:50px;border-radius:12px}.button-primary{background:linear-gradient(135deg,#133d5a,#0f2f47)}.button-secondary{border-color:#d8d7d2}
.trust-row{gap:8px}.trust-row span{background:#f7f7f5;border-color:#e7e6e2;padding:7px 10px}
.stats-row{gap:14px}.stats-row article{padding:20px 18px;border-color:#e7e3dd}.stats-row strong{font-size:1.18rem}.stats-row span{font-size:.9rem}
.theme-panel{padding:34px}.section-heading{margin-bottom:22px}.section-heading h2{font-size:clamp(1.8rem,2.4vw,2.35rem)}.section-heading p{font-size:.99rem;max-width:760px}
.keyword-grid,.card-grid{gap:22px}.keyword-card a,.card a{padding:14px 14px 22px}.card-thumb{aspect-ratio:1/1;border-radius:18px;border:none;background:#eeeae4}.card-copy{padding:15px 5px 0}.service-chip{background:#f3eadf;color:#7a5435;padding:4px 8px}.keyword-card h2,.card h2{font-size:1.18rem;margin:9px 0 7px}.keyword-card p,.card p{font-size:.91rem;line-height:1.65}.card-link{margin-top:13px}
.human-section,.process-section{padding:32px}.prep-grid,.friendly-process{gap:15px}.prep-grid article,.friendly-process article{border-color:#e8e3dc;background:#fdfcf9;padding:18px}.friendly-process article{background:#f5f8fa;border-color:#dfe8ee}
.compact-cta{background:linear-gradient(135deg,#143c58,#0e2d43);padding:28px 32px}
.detail-hero-grid{grid-template-columns:minmax(0,1.08fr) minmax(340px,.92fr);gap:34px}.detail-hero-media{padding:0;overflow:hidden;border-radius:22px}.detail-hero-media img{aspect-ratio:1/1;border-radius:0}.detail-hero-copy h1{font-size:clamp(2rem,3vw,2.75rem);line-height:1.17}.section-card{padding:30px}
.site-footer{background:#fbfbfa}
@media(max-width:1180px){.home-hero{grid-template-columns:1fr}.hero-title span{white-space:normal}.hero-visual{max-width:800px}.detail-hero-grid{grid-template-columns:1fr}}
@media(max-width:720px){.home-hero,.theme-panel,.human-section,.process-section,.page-hero,.section-card,.compact-cta{padding:20px}.hero-title{font-size:2.18rem}.hero-title span{white-space:normal}.keyword-grid,.card-grid{grid-template-columns:1fr}.card-thumb{aspect-ratio:1/1}}


/* v16: financial-district background + hero collision fix */
body{
  background-color:#f4f2ed;
  background-image:
    linear-gradient(180deg,rgba(250,249,246,.91) 0%,rgba(247,246,242,.89) 45%,rgba(245,245,242,.93) 100%),
    url('/assets/uploads/site/page-background.webp');
  background-size:cover;
  background-position:center top;
  background-attachment:fixed;
  background-repeat:no-repeat;
}
.site-header{background:rgba(255,255,255,.93)}
.wrap{max-width:1320px}
.home-hero{
  grid-template-columns:minmax(0,1.38fr) minmax(330px,.62fr);
  gap:34px;
  padding:46px 50px;
  overflow:hidden;
  background:rgba(255,255,255,.965);
}
.hero-copy{min-width:0;max-width:100%;padding-right:4px}
.hero-title{
  max-width:none;
  font-size:clamp(2.2rem,3.25vw,2.88rem);
  line-height:1.08;
  letter-spacing:-.055em;
}
.hero-title span{display:block;white-space:nowrap}
.hero-visual{min-width:0;max-width:100%;align-self:stretch}
.hero-visual>img{height:100%;min-height:320px;aspect-ratio:auto;object-fit:cover}
.hero-visual-note{left:18px;right:18px;bottom:18px}
.theme-panel,.human-section,.process-section,.page-hero,.section-card,.contact-cta,.identity-disclosure,.notice,.keyword-card,.card{
  background:rgba(255,255,255,.965);
}
.identity-disclosure{border-left:4px solid #b58a62;padding:19px 22px;background:rgba(255,253,249,.97)}
.notice{background:rgba(250,248,243,.98);border-color:#dfd2c2}
.site-footer{background:rgba(255,255,255,.95)}
@media(max-width:1180px){
  .home-hero{grid-template-columns:1fr;gap:26px}
  .hero-title span{white-space:normal}
  .hero-visual{max-width:720px}
  .hero-visual>img{min-height:0;aspect-ratio:16/9}
}
@media(max-width:700px){
  body{background-attachment:scroll}
  .home-hero{padding:22px}
  .hero-title{font-size:2.2rem}
}

/* v18 regional rollout */
.region-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.region-card{background:rgba(255,255,255,.97);border:1px solid #e4e1dc;border-radius:22px;box-shadow:var(--shadow-sm);transition:.18s ease}.region-card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.region-card a{display:block;padding:24px;text-decoration:none}.region-label{display:inline-flex;padding:5px 9px;border-radius:999px;background:#f2e8dd;color:#775537;font-size:.76rem;font-weight:800}.region-card h2{margin:13px 0 5px;font-size:1.5rem;color:#17354b;letter-spacing:-.035em}.region-card p{margin:0;color:#75808a;font-size:.92rem}.region-card .card-link{display:block;margin-top:18px}.region-index-hero{background:rgba(255,255,255,.97)}
@media(max-width:980px){.region-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:700px){.region-grid{grid-template-columns:1fr}.region-card a{padding:20px}}